@font-face { font-family:'DM Sans'; font-style:normal; font-weight:100 1000; font-display:swap; src:url('/fonts/dm-sans-latin-variable.woff2') format('woff2'); }
@font-face { font-family:Manrope; font-style:normal; font-weight:200 800; font-display:swap; src:url('/fonts/manrope-latin-variable.woff2') format('woff2'); }

:root {
  --ink:#24172e; --muted:#706778; --purple:#3b184b; --purple-deep:#1c1028;
  --purple-mid:#725287; --lilac:#c6b0dc; --cyan:#bce8ff; --paper:#fcfbfd;
  --pale:#f2eef5; --line:#e4dce9; --white:#fff;
  --gutter:max(5vw,calc((100vw - 1380px)/2)); --ease:cubic-bezier(.22,1,.36,1);
  font-family:'DM Sans','Segoe UI',sans-serif; color:var(--ink); background:var(--paper);
  font-synthesis:none; text-rendering:optimizeLegibility; -webkit-font-smoothing:antialiased;
}
*,*::before,*::after { box-sizing:border-box; }
html { scroll-behavior:smooth; scroll-padding-top:116px; }
body { margin:0; min-width:320px; font-size:18px; line-height:1.7; }
img { display:block; max-width:100%; }
.inline-arrow { display:inline-block; flex:none; width:1em; height:1em; vertical-align:-.12em; overflow:visible; fill:none; stroke:currentColor; stroke-width:1.8; stroke-linecap:round; stroke-linejoin:round; }
.mobile-contact-dock { display:none; }
a { color:inherit; text-decoration:none; }
button,input,select,textarea { font:inherit; }
button,a,summary { -webkit-tap-highlight-color:transparent; }
button { cursor:pointer; }
a:focus-visible,button:focus-visible,summary:focus-visible { outline:3px solid #6baecf; outline-offset:5px; }
h1,h2,h3,p { margin-top:0; }
h1,h2,h3 { font-family:Manrope,'Segoe UI',sans-serif; }
h1 { font-size:clamp(46px,5.5vw,84px); font-weight:800; line-height:1.06; letter-spacing:-.055em; }
h2 { margin-bottom:22px; font-size:clamp(38px,4.1vw,64px); font-weight:800; line-height:1.12; letter-spacing:-.05em; text-wrap:balance; }
h3 { font-size:26px; font-weight:800; line-height:1.2; letter-spacing:-.035em; }
h1 em,h2 em { color:var(--purple-mid); font-style:normal; }
h1:focus,main:focus { outline:none; }
p { margin-bottom:20px; }
.site-shell { overflow:clip; }
.kicker { margin:0 0 22px; color:var(--purple-mid); font-size:12px; font-weight:800; letter-spacing:.14em; line-height:1.55; }
.content-section { padding:100px var(--gutter); }
.soft-section { background:var(--pale); }
.section-heading { display:grid; grid-template-columns:1.4fr 1fr; align-items:end; gap:60px; margin-bottom:46px; }
.section-heading h2 { margin-bottom:0; }
.section-heading > p,.section-heading > div > p:not(.kicker) { max-width:470px; margin-bottom:0; color:var(--muted); font-size:19px; line-height:1.8; }
.section-heading .text-link { margin-top:21px; }
.text-link { display:inline-flex; align-items:center; gap:25px; font-size:16px; font-weight:800; color:var(--purple); }
.text-link span { font-size:21px; transition:transform .25s; }
.text-link:hover span { transform:translate(3px,-3px); }
.button { display:inline-flex; align-items:center; justify-content:space-between; gap:36px; min-height:60px; padding:16px 24px; border:1px solid transparent; border-radius:5px; font-size:16px; font-weight:800; line-height:1.4; transition:transform .25s var(--ease),background .25s,box-shadow .25s; }
.button span { font-size:23px; line-height:1; }
.button:hover { transform:translateY(-3px); box-shadow:0 10px 30px #1d0e2920; }
.button-ice { color:var(--purple-deep); background:var(--cyan); }
.button-ice:hover { background:#def4ff; }
.button-purple { color:white; background:var(--purple); }
.button-purple:hover { background:#573369; }
.cover-note { margin:25px 0 0; font-size:15px; line-height:1.6; color:var(--muted); }
.skip-link { position:fixed; top:12px; left:20px; z-index:100; padding:12px 20px; background:var(--cyan); color:var(--purple); border-radius:4px; transform:translateY(-160%); font-size:15px; font-weight:700; }
.skip-link:focus { transform:none; }
/* Shared navigation */
.site-header { position:sticky; top:0; z-index:30; display:flex; align-items:center; justify-content:space-between; gap:30px; height:100px; padding:0 var(--gutter); color:white; background:#291433f5; border-bottom:1px solid #fff2; backdrop-filter:blur(18px); }
.brand { display:block; flex-shrink:0; width:fit-content; }
.wordmark-frame { position:relative; display:block; width:262px; aspect-ratio:1792/440; overflow:hidden; }
.wordmark-frame img { position:absolute; width:167.4107%; max-width:none; height:auto; left:-7.366%; top:-36.364%; }
.desktop-nav { display:flex; align-items:center; justify-content:center; gap:28px; margin-left:auto; }
.desktop-nav a { position:relative; padding-block:13px; font-size:15px; font-weight:700; white-space:nowrap; color:#eee3f5; }
.desktop-nav a::after { content:''; position:absolute; left:0; right:0; bottom:5px; height:2px; background:var(--cyan); transform:scaleX(0); transform-origin:left; transition:transform .25s; }
.desktop-nav a.active::after,.desktop-nav a:hover::after { transform:scaleX(1); }
.header-quote { display:flex; align-items:center; gap:25px; padding:12px 17px; border:1px solid #c4e6ff50; border-radius:4px; color:var(--cyan); font-size:14px; font-weight:800; white-space:nowrap; }
.header-quote:hover { background:#bce8ff14; }
.header-quote span { font-size:20px; }
.mobile-menu { display:none; }
.mobile-menu summary { display:grid; align-content:center; gap:7px; width:44px; height:44px; padding:11px; border:1px solid #ffffff4a; border-radius:4px; cursor:pointer; list-style:none; }
.mobile-menu summary::-webkit-details-marker { display:none; }
.mobile-menu summary span { height:2px; width:100%; background:#e8dff0; transition:transform .2s; }
.mobile-menu[open] summary span:first-child { transform:translateY(4.5px) rotate(45deg); }
.mobile-menu[open] summary span:last-child { transform:translateY(-4.5px) rotate(-45deg); }
.mobile-menu nav { position:absolute; left:0; right:0; top:100%; display:grid; padding:16px var(--gutter) 28px; background:#281432; border-bottom:1px solid #fff3; box-shadow:0 22px 25px #14091d30; max-height:calc(100dvh - 82px); overflow:auto; }
.mobile-menu nav a { padding:12px 0; border-bottom:1px solid #ffffff1c; font-size:19px; font-weight:700; }
.mobile-menu nav a.active { color:var(--cyan); }
.mobile-menu nav .mobile-quote { display:flex; justify-content:space-between; margin-top:18px; padding:13px 16px; background:var(--cyan); color:var(--purple); border-radius:4px; }
.mobile-menu nav .mobile-phone { border:0; font-size:16px; color:var(--lilac); }
/* Homepage */
.trust-strip { display:grid; grid-template-columns:repeat(3,1fr); padding:28px var(--gutter); background:#eee8f3; border-bottom:1px solid var(--line); }
.trust-strip > div { display:flex; align-items:center; gap:18px; padding:0 26px; border-right:1px solid #d8cede; }
.trust-strip > div:first-child { padding-left:0; }
.trust-strip > div:last-child { padding-right:0; border:0; }
.trust-symbol { display:grid; place-items:center; width:43px; height:43px; flex:0 0 43px; color:#76518b; border:1px solid #cdbfda; border-radius:50%; font-size:24px; }
.trust-strip p { display:grid; margin:0; line-height:1.5; }
.trust-strip strong { font-size:16px; font-weight:800; }
.trust-strip p > span { margin-top:3px; color:#6b6273; font-size:13px; }
.award-highlight { display:flex; align-items:center; gap:18px; padding:18px var(--gutter); border-bottom:1px solid var(--line); background:var(--paper); }
.award-highlight-symbol { display:grid; place-items:center; width:43px; height:43px; flex:0 0 43px; color:var(--purple-mid); border:1px solid #d8cede; border-radius:50%; font-size:22px; }
.award-highlight p { display:flex; flex-wrap:wrap; align-items:baseline; gap:4px 16px; min-width:0; margin:0; line-height:1.4; }
.award-highlight p > span { color:var(--purple-mid); font-size:11px; font-weight:800; letter-spacing:.12em; }
.award-highlight strong { font:800 17px/1.4 Manrope,'Segoe UI',sans-serif; }
.award-highlight a { display:inline-flex; align-items:center; gap:12px; margin-left:auto; color:var(--purple); font-size:14px; font-weight:800; white-space:nowrap; }
.award-highlight a:hover { text-decoration:underline; text-underline-offset:4px; }
@media (min-width:1280px) {
 .proof-bar { display:grid; grid-template-columns:minmax(0,3fr) minmax(0,1fr); padding:28px var(--gutter); border-bottom:1px solid var(--line); background:#eee8f3; }
 .trust-strip { min-width:0; grid-template-columns:repeat(3,minmax(0,1fr)); padding:0; border:0; background:transparent; }
 .trust-strip > div { min-width:0; }
 .trust-strip > div:last-child { padding-right:26px; border-right:1px solid #d8cede; }
 .award-highlight { display:grid; grid-template-columns:43px minmax(0,1fr); align-content:center; gap:2px 16px; min-width:0; padding:0 0 0 26px; border:0; background:transparent; }
 .award-highlight-symbol { grid-row:1 / 3; }
 .award-highlight p { display:grid; gap:2px; }
 .award-highlight a { grid-column:2; justify-self:start; margin:0; }
}
.insurance-grid { display:grid; grid-template-columns:repeat(3,minmax(0,1fr)); gap:20px; }
.insurance-card { position:relative; isolation:isolate; display:flex; flex-direction:column; justify-content:space-between; min-height:360px; overflow:hidden; padding:28px; border-radius:8px; color:white; background:#21132f; }
.insurance-featured { grid-column:span 2; min-height:420px; }
.insurance-card img { position:absolute; z-index:-2; inset:0; width:100%; height:100%; object-fit:cover; filter:saturate(.55) contrast(1.04); transition:transform .7s var(--ease); }
.insurance-card > picture { display:contents; }
.insurance-card:hover img { transform:scale(1.035); }
.insurance-card-overlay { position:absolute; z-index:-1; inset:0; background:linear-gradient(180deg,#23132b42 0%,#23132b12 25%,#211329ed 82%),linear-gradient(110deg,#41234c35,#abcfe518); }
.insurance-featured .insurance-card-overlay { background:linear-gradient(90deg,#211329c9,#21132920 90%),linear-gradient(0deg,#211329e8,transparent 85%); }
.insurance-hgv-insurance img { object-position:70% center; }
.insurance-liability-insurance img { object-position:57% 42%; }
.insurance-commercial-combined img { object-position:center 32%; }
.insurance-card:focus-visible img { transform:scale(1.035); }
.insurance-card:focus-visible .card-arrow { color:var(--purple); background:var(--cyan); }
.insurance-card-top { display:flex; justify-content:space-between; align-items:center; gap:16px; font-size:11px; font-weight:700; letter-spacing:.13em; color:#f1e7f7; }
.insurance-card-top > span:first-child { padding:7px 10px; border:1px solid #ffffff30; border-radius:3px; background:#211329a3; backdrop-filter:blur(8px); }
.card-arrow { display:grid; place-items:center; flex:0 0 36px; width:36px; height:36px; border:1px solid #ffffff55; border-radius:50%; font-size:21px; color:white; transition:background .2s,color .2s; }
.insurance-card:hover .card-arrow { color:var(--purple); background:var(--cyan); }
.insurance-card-copy { max-width:460px; margin-top:64px; }
.insurance-card-copy h3 { margin:0 0 12px; font-size:clamp(24px,2.25vw,34px); }
.insurance-featured h3 { font-size:clamp(32px,3.4vw,50px); }
.insurance-card-copy p { margin-bottom:18px; color:#e1d5e9; font-size:16px; line-height:1.7; }
.card-more { display:flex; align-items:center; gap:12px; color:var(--cyan); font-size:13px; font-weight:800; }
.business-statement { display:grid; grid-template-columns:1.2fr 1fr; gap:80px; padding:100px var(--gutter); background:var(--pale); }
.statement-heading h2 { margin-bottom:36px; }
.statement-copy { padding-top:4px; color:var(--muted); }
.statement-copy .lead-copy { color:var(--ink); font-size:26px; line-height:1.5; font-weight:600; letter-spacing:-.02em; }
.director-intro { display:grid; gap:18px; margin-top:30px; padding-top:26px; border-top:1px solid #dcd1e4; }
.director-intro > div { display:flex; align-items:center; gap:15px; }
.director-intro img { width:56px; height:56px; border-radius:50%; object-fit:cover; }
.director-intro strong { display:block; color:var(--ink); font-size:16px; font-weight:800; }
.director-intro small { display:block; margin-top:2px; font-size:13px; }
.national-banner { position:relative; isolation:isolate; padding:92px var(--gutter); color:white; background:#261432; }
.national-banner::after { content:''; position:absolute; z-index:-1; inset:0; background:linear-gradient(90deg,#1c1028f5,#1c1028bf 50%,#1c10282e); }
.national-banner > img { position:absolute; z-index:-2; inset:0; height:100%; width:100%; object-fit:cover; object-position:center 56%; }
.national-banner .kicker { color:var(--cyan); }
.national-banner h2 { font-size:clamp(42px,5.3vw,78px); }
.national-banner h2 em { color:var(--cyan); }
.national-banner p:not(.kicker) { margin-bottom:30px; color:#e1d6e9; font-size:21px; }
.process-grid { position:relative; display:grid; grid-template-columns:repeat(3,minmax(0,1fr)); gap:36px; }
.process-grid::before { content:''; position:absolute; top:0; left:0; right:0; height:1px; background:var(--line); }
.process-grid article { position:relative; padding:30px 0 0; border-top:1px solid var(--line); }
.process-grid article::before { content:''; position:absolute; top:-1px; left:0; height:2px; width:48px; background:linear-gradient(90deg,var(--purple-mid),#a4cfe5); transform-origin:left; }
.process-grid article > span { display:grid; place-items:center; width:48px; height:48px; border:1px solid #d7c9e1; border-radius:50%; background:var(--pale); color:var(--purple-mid); font-size:14px; font-weight:800; }
.process-grid article:nth-child(2) { --reveal-delay:90ms; }
.process-grid article:nth-child(3) { --reveal-delay:180ms; }
.process-grid h3 { max-width:310px; min-height:2.4em; margin:29px 0 16px; font-size:27px; }
.process-grid p { margin:0; color:var(--muted); font-size:18px; }
.customer-quote { display:grid; grid-template-columns:auto minmax(0,1fr); gap:0 48px; padding:78px var(--gutter); background:#eae4f0; }
.quote-mark { color:#8a6a9e; font:140px/.95 Georgia,serif; }
.customer-quote .kicker { margin-bottom:20px; }
.customer-quote blockquote { margin:0; max-width:1040px; color:#35223f; font:700 clamp(28px,2.8vw,40px)/1.4 Manrope,sans-serif; letter-spacing:-.035em; text-wrap:pretty; }
.quote-credit { margin:24px 0 0; color:#6c557f; font-size:12px; font-weight:800; letter-spacing:.08em; }
.customer-quote > a { grid-column:2; margin-top:22px; }
.home-community { display:grid; grid-template-columns:1.3fr 1fr; align-items:center; gap:80px; }
.home-community p:not(.kicker) { max-width:580px; color:var(--muted); }
.community-mini { display:flex; align-items:center; justify-content:space-around; gap:25px; padding:40px 0; border-top:1px solid var(--line); border-bottom:1px solid var(--line); }
.community-mini > img { width:90px; height:90px; object-fit:contain; mix-blend-mode:multiply; }
.club-lettering { display:grid; text-align:center; }
.club-lettering strong { color:#517052; font:800 46px/1 Manrope,sans-serif; letter-spacing:-.05em; }
.club-lettering small { color:#517052; margin-top:8px; font-size:9px; font-weight:800; letter-spacing:.05em; }
/* Interior pages */
.page-hero { position:relative; display:grid; grid-template-columns:1.15fr 1fr; align-items:center; gap:65px; padding:52px var(--gutter) 70px; overflow:hidden; color:white; background:radial-gradient(ellipse at 15% 15%,#47284c70,transparent 70%),#1c1028; }
.page-hero-copy { position:relative; z-index:1; min-width:0; }
.breadcrumbs { display:flex; align-items:center; flex-wrap:wrap; gap:10px; margin-bottom:44px; color:#c6b6d0; font-size:13px; }
.breadcrumbs a:hover { color:var(--cyan); }
.page-hero .kicker { color:var(--cyan); }
.page-hero h1 { margin:0 0 26px; }
.page-hero h1 em { color:var(--cyan); }
.page-intro { max-width:670px; margin-bottom:32px; color:#c6b8d1; font-size:20px; line-height:1.7; }
.page-hero-image { position:relative; align-self:stretch; min-height:470px; overflow:hidden; border-radius:8px 80px 8px 8px; margin:20px 0 0; border:1px solid #ffffff25; }
.page-hero-image::after { content:''; position:absolute; inset:0; background:linear-gradient(0deg,#201329de,transparent 52%); pointer-events:none; }
.page-hero-image img { width:100%; height:100%; position:absolute; inset:0; object-fit:cover; }
.page-hero-image > span { position:absolute; z-index:1; bottom:30px; left:30px; right:30px; color:white; font-size:11px; font-weight:700; letter-spacing:.12em; }
.page-actions { display:flex; flex-wrap:wrap; align-items:center; gap:25px; }
.plain-light-link { color:#ded0e8; font-size:16px; font-weight:700; }
.service-hero h1 { font-size:clamp(46px,5.3vw,80px); }
.headline-dot { color:var(--cyan); }
.service-hero .page-hero-image > span { font-family:Manrope,sans-serif; font-size:28px; font-weight:800; letter-spacing:-.03em; line-height:1.3; }
.cover-points { display:grid; grid-template-columns:repeat(3,minmax(0,1fr)); gap:24px; }
.cover-points article { padding:32px; border:1px solid var(--line); border-radius:6px; background:#fff; }
.point-number { display:block; margin-bottom:36px; color:var(--purple-mid); font-size:14px; font-weight:800; }
.cover-points h3 { margin-bottom:16px; font-size:28px; }
.cover-points p { margin-bottom:0; font-size:18px; color:var(--muted); }
.preparation-section { display:grid; grid-template-columns:1fr 1fr; align-items:center; gap:80px; }
.preparation-section > div > p:not(.kicker) { max-width:510px; color:var(--muted); }
.preparation-list { list-style:none; margin:0; padding:0; }
.preparation-list li { display:flex; align-items:center; gap:22px; padding:28px 0; border-bottom:1px solid #dcd1e4; font-size:22px; font-weight:700; line-height:1.5; }
.preparation-list li:first-child { border-top:1px solid #dcd1e4; }
.preparation-list li > span { display:grid; place-items:center; flex-shrink:0; width:34px; height:34px; border:1px solid #ccbdd7; border-radius:50%; font-size:16px; color:var(--purple-mid); }
.faq-section { display:grid; grid-template-columns:.85fr 1.15fr; gap:80px; }
.faq-list details { border-top:1px solid var(--line); }
.faq-list details:last-child { border-bottom:1px solid var(--line); }
.faq-list summary { display:flex; align-items:center; justify-content:space-between; gap:24px; padding:24px 0; list-style:none; cursor:pointer; font-size:20px; font-weight:700; line-height:1.45; }
.faq-list summary::-webkit-details-marker { display:none; }
.faq-list summary span { font-size:26px; color:var(--purple-mid); transition:transform .2s; }
.faq-list details[open] summary span { transform:rotate(45deg); }
.faq-list details p { max-width:650px; margin:0 32px 24px 0; color:var(--muted); font-size:18px; }
.related-section { padding:0 var(--gutter) 85px; }
.related-links { display:grid; grid-template-columns:repeat(4,minmax(0,1fr)); gap:16px; }
.related-links a { display:flex; justify-content:space-between; align-items:center; gap:20px; padding:20px; border:1px solid var(--line); border-radius:4px; font-size:16px; font-weight:700; }
.related-links a:hover { background:var(--pale); }
/* About and community */
.about-hero { grid-template-columns:1.3fr 1fr; }
.reach-panel { position:relative; min-height:430px; display:flex; flex-direction:column; justify-content:center; padding:40px; border:1px solid #a98cbc40; border-radius:8px 80px 8px 8px; background:radial-gradient(circle at 90% 8%,#875b9555,transparent 60%),#ffffff03; }
.reach-panel > p { color:#b8a1c6; font-size:11px; font-weight:700; letter-spacing:.13em; }
.reach-panel > strong { font:800 clamp(32px,3.2vw,46px)/1.2 Manrope,sans-serif; letter-spacing:-.04em; }
.reach-panel em { color:var(--cyan); font-style:normal; }
.reach-caption { margin-top:22px; color:#c4b1d0; font-size:16px; }
.reach-line { height:45px; width:1px; margin-bottom:30px; background:linear-gradient(transparent,var(--cyan)); }
.reach-mark { position:absolute; top:28px; right:36px; color:var(--cyan); font-size:48px; line-height:1; }
.intro-statement h2 { max-width:1000px; }
.intro-columns { display:grid; grid-template-columns:1fr 1fr; gap:70px; margin-top:36px; }
.intro-columns p { margin:0; font-size:21px; color:var(--muted); }
.team-grid { display:grid; grid-template-columns:1fr 1fr; gap:28px; }
.team-card { padding:38px; border:1px solid #e0d7e7; border-radius:8px; background:#fcfbfd; }
.team-card-top { display:flex; align-items:center; justify-content:space-between; gap:22px; margin-bottom:36px; }
.team-card-top img { width:138px; height:138px; border-radius:50%; object-fit:cover; border:7px solid #eae2f0; }
.experience { display:grid; text-align:right; }
.experience > strong { font:800 66px/1 Manrope,sans-serif; color:var(--purple); letter-spacing:-.07em; }
.experience strong span { color:#b2cfe3; font-size:36px; vertical-align:top; }
.experience > span { margin-top:10px; font-size:11px; font-weight:800; letter-spacing:.08em; color:var(--purple-mid); }
.team-card h3 { margin:0 0 8px; font-size:34px; }
.team-card .team-role { margin-bottom:24px; color:var(--purple-mid); font-size:14px; font-weight:700; }
.team-card p { font-size:18px; color:var(--muted); }
.team-card .text-link { margin-top:14px; }
.network-section { display:grid; grid-template-columns:.7fr 1.3fr; gap:90px; align-items:center; }
.network-section > div > p:not(.kicker) { max-width:750px; color:var(--muted); font-size:20px; }
.network-award { max-width:750px; margin:34px 0; padding:24px 28px; border-left:3px solid var(--purple-mid); background:var(--pale); scroll-margin-top:120px; }
.network-award .kicker { margin-bottom:7px; }
.network-award h3 { margin:0 0 9px; font-size:25px; }
.network-award p:not(.kicker) { margin:0 0 10px; color:var(--muted); font-size:16px; line-height:1.65; }
.network-award a { color:var(--purple); font-size:14px; font-weight:800; text-decoration:underline; text-underline-offset:4px; }
.network-award a span { display:inline-block; margin-left:5px; }
.network-symbol { display:flex; align-items:center; justify-content:center; min-height:240px; }
.network-symbol > span { display:grid; place-items:center; flex:0 0 115px; width:115px; height:115px; border:1px solid #d4c4df; border-radius:50%; background:#f2edf6; font:800 43px Manrope,sans-serif; letter-spacing:-.07em; color:var(--purple); }
.network-symbol > div { width:50px; height:1px; background:#b69dc7; }
.community-hero { grid-template-columns:1.2fr 1fr; }
.community-hero-art { display:grid; align-content:center; gap:14px; min-height:330px; padding:30px 10px; transform:rotate(-5deg); }
.community-hero-art span { padding:10px 20px; background:#34233e; border:1px solid #7e658b; border-radius:4px; color:#d1c2dc; font:800 clamp(25px,2.8vw,40px)/1.3 Manrope,sans-serif; letter-spacing:-.045em; }
.community-hero-art span:nth-child(2) { transform:translateX(20px); color:#261830; background:#badcf2; border-color:#badcf2; }
.community-cards { display:grid; grid-template-columns:repeat(3,minmax(0,1fr)); gap:24px; }
.community-cards article { display:flex; flex-direction:column; padding:32px; border:1px solid var(--line); border-radius:6px; background:#fff; }
.community-logo-wrap,.community-monogram { height:140px; display:flex; align-items:center; margin-bottom:38px; }
.community-logo-wrap img { width:120px; max-height:125px; object-fit:contain; }
.community-monogram { font:800 70px/1 Manrope,sans-serif; color:#406e4a; letter-spacing:-.07em; }
.community-cards article .kicker { font-size:11px; margin-bottom:12px; }
.community-cards article h3 { font-size:29px; }
.community-cards article p:last-child { margin:0; color:var(--muted); font-size:18px; }
.community-statement { padding:90px var(--gutter); background:var(--pale); text-align:center; }
.community-statement > p:not(.kicker) { max-width:780px; margin:30px auto 0; color:var(--muted); font-size:22px; }
/* Contact */
.contact-hero { grid-template-columns:1.5fr .6fr; }
.contact-hero-symbol { display:grid; place-items:center; width:min(100%,300px); aspect-ratio:1; border:1px solid #bda9d540; border-radius:50%; color:var(--cyan); font:400 170px/1 Manrope,sans-serif; box-shadow:0 0 0 40px #c4abd807,0 0 0 80px #c4abd804; transform:rotate(-10deg); }
.contact-layout { display:grid; grid-template-columns:.9fr 1.1fr; align-items:start; gap:80px; }
.contact-details h2 { margin-bottom:35px; }
.contact-method { position:relative; display:grid; padding:25px 30px 25px 0; border-top:1px solid var(--line); }
.contact-method > span:first-child { font-size:10px; font-weight:800; letter-spacing:.13em; color:var(--purple-mid); }
.contact-method > strong { margin-top:8px; color:var(--purple); font:800 clamp(23px,2.4vw,36px)/1.3 Manrope,sans-serif; letter-spacing:-.04em; }
.contact-method > span:last-child { position:absolute; right:0; top:40px; font-size:25px; color:var(--purple-mid); }
.contact-email strong { font-size:clamp(20px,2vw,27px); overflow-wrap:anywhere; }
.contact-office { border-top:1px solid var(--line); padding-top:30px; margin-top:8px; color:var(--muted); }
.contact-office h3,.contact-support h3 { font-size:22px; color:var(--ink); }
.small-copy { font-size:15px; }
.contact-support { padding:26px; margin-top:32px; border-radius:5px; color:var(--muted); background:var(--pale); }
.contact-support p { margin:0; font-size:16px; }
.quote-panel { position:relative; padding:36px; border:1px solid var(--line); border-top:3px solid var(--cyan); border-radius:6px; background:linear-gradient(180deg,#fff 0%,#fcfbfd 100%); box-shadow:0 18px 55px #2517300b; overflow:hidden; }
.panel-label { display:flex; align-items:center; gap:8px; margin-bottom:24px; font-size:10px; font-weight:800; letter-spacing:.14em; color:var(--purple-mid); }
.panel-label > span { width:6px; height:6px; border-radius:50%; background:#6b98b1; }
.quote-panel h2 { font-size:clamp(32px,3vw,40px); margin-bottom:14px; }
.quote-panel > p { max-width:52ch; color:var(--muted); font-size:16px; }
.form-availability { display:flex; align-items:flex-start; gap:16px; padding:18px 20px; margin:28px 0 34px; border:1px solid #d5e9f2; border-left:3px solid #83bfdc; border-radius:4px; background:#f1f8fc; }
.form-availability-icon { display:grid; place-items:center; width:32px; height:32px; flex:0 0 32px; border-radius:50%; color:var(--purple); background:var(--cyan); font-size:20px; line-height:1; }
.form-availability strong { display:block; margin-bottom:3px; color:var(--ink); font:800 15px/1.45 Manrope,'Segoe UI',sans-serif; }
.form-availability p { margin:0; color:var(--muted); font-size:15px; line-height:1.55; }
.form-availability a { color:var(--purple); font-weight:700; text-decoration:underline; text-underline-offset:3px; }
.quote-fields { min-width:0; padding:0; margin:0; border:0; }
.quote-fields legend { padding:0; margin-bottom:16px; color:var(--purple-mid); font-size:11px; font-weight:800; letter-spacing:.14em; }
.quote-fields-grid { display:grid; grid-template-columns:repeat(2,minmax(0,1fr)); gap:20px 16px; }
.quote-field { display:grid; align-content:start; gap:8px; min-width:0; color:var(--ink); font-size:14px; font-weight:800; line-height:1.45; }
.quote-field small { color:var(--muted); font-size:13px; font-weight:500; }
.quote-field input,.quote-field select,.quote-field textarea { display:block; width:100%; min-width:0; min-height:52px; padding:13px 15px; border:1px solid #d9cfe1; border-radius:5px; outline:0; color:var(--ink); background:#fff; font-size:15px; font-weight:400; line-height:1.5; }
.quote-field input::placeholder,.quote-field textarea::placeholder { color:#9a90a2; }
.quote-field select { appearance:none; background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='m1 1 5 5 5-5' fill='none' stroke='%23725287' stroke-width='1.5'/%3E%3C/svg%3E") no-repeat right 16px center; }
.quote-field textarea { min-height:138px; resize:vertical; }
.quote-field input:disabled,.quote-field select:disabled,.quote-field textarea:disabled { opacity:1; cursor:not-allowed; -webkit-text-fill-color:var(--ink); }
.quote-field-wide { grid-column:1 / -1; }
.quote-form-footer { display:flex; align-items:center; gap:18px; padding-top:24px; margin-top:26px; border-top:1px solid var(--line); }
.quote-form-footer p { margin:0; color:var(--muted); font-size:14px; line-height:1.5; }
.quote-submit:disabled,.quote-submit:disabled:hover { flex:0 0 auto; color:#695b70; background:#e6e0e9; border-color:#d8ccde; cursor:not-allowed; transform:none; box-shadow:none; }
.quote-field .validation-message { color:#a1314b; font-size:13px; font-weight:600; }
.quote-field input.invalid,.quote-field select.invalid,.quote-field textarea.invalid { border-color:#b7445e; }
.quote-field input:focus-visible,.quote-field select:focus-visible,.quote-field textarea:focus-visible { outline:2px solid var(--purple-mid); outline-offset:2px; }
.quote-honeypot { position:absolute; left:-10000px; width:1px; height:1px; overflow:hidden; }
.quote-error { margin:20px 0 0; padding:14px 18px; border:1px solid #e8b7c4; border-radius:8px; color:#762840; background:#fff1f4; }
.quote-success { margin-bottom:24px; }
.quote-panel [hidden] { display:none !important; }
/* Site-wide closing section */
.contact-cta { position:relative; isolation:isolate; display:grid; grid-template-columns:1.1fr 1fr; align-items:center; gap:90px; overflow:hidden; padding:90px var(--gutter); color:white; background:#2d183c; }
.contact-cta .kicker { color:var(--cyan); }
.contact-cta h2 { margin:0; font-size:clamp(46px,5.5vw,80px); }
.contact-cta h2 em { color:var(--cyan); }
.cta-actions > p { max-width:510px; margin-bottom:26px; font-size:22px; line-height:1.6; color:#d3c5dd; }
.cta-phone { display:block; width:fit-content; margin-top:17px; font-size:15px; color:#d2bedf; }
.cta-orbit { position:absolute; z-index:-1; right:-270px; top:-260px; width:720px; height:720px; border:1px solid #bca7d422; border-radius:50%; box-shadow:0 0 0 65px #bca7d405,0 0 0 130px #bca7d405; pointer-events:none; }
.site-footer { padding:70px var(--gutter) 26px; color:#d8cbe1; background:#170e20; }
.footer-grid { display:grid; grid-template-columns:1.3fr 1.15fr .8fr 1.05fr; gap:45px; padding-bottom:58px; }
.footer-grid .wordmark-frame { width:245px; }
.footer-brand > p { margin:23px 0; font-size:18px; line-height:1.7; font-weight:600; }
.footer-social { display:flex; flex-wrap:wrap; gap:4px 20px; }
.footer-social a { display:inline-flex; align-items:center; gap:8px; min-height:44px; }
.footer-social .social-icon { flex:none; color:var(--cyan); }
.footer-social a:hover { color:#fff; }
.footer-mobile-links { display:none; }
.footer-social a { font-size:14px; color:#c8b7d2; }
.footer-grid h2 { margin:12px 0 22px; color:#bea8cc; font-family:'DM Sans',sans-serif; font-size:12px; font-weight:700; letter-spacing:.1em; text-transform:uppercase; }
.footer-grid > div:not(:first-child) > a { display:block; width:fit-content; margin:0 0 12px; color:#ebdff3; font-size:15px; line-height:1.5; }
.footer-grid a:hover { color:var(--cyan); }
.footer-grid .footer-contact > a:first-of-type { font-size:22px; font-weight:800; letter-spacing:-.03em; }
.footer-contact p { margin:22px 0 0; font-size:14px; color:#bfa9cd; }
.footer-assurance { display:grid; grid-template-columns:auto 1fr auto; align-items:center; gap:22px; padding:26px 0; border-top:1px solid #b79ccf24; border-bottom:1px solid #b79ccf24; }
.assurance-icon { display:grid; place-items:center; width:32px; height:36px; color:var(--cyan); border:1px solid #b79ccf50; border-radius:4px 4px 14px 14px; font-size:17px; }
.footer-assurance p { margin:0; max-width:890px; font-size:14px; color:#cbbbd5; line-height:1.7; }
.footer-assurance p a { color:#e1d0ed; text-decoration:underline; text-decoration-thickness:1px; text-underline-offset:3px; }
.register-link { color:var(--cyan); font-size:14px; white-space:nowrap; }
.footer-legal { display:grid; grid-template-columns:minmax(0,1fr) auto; align-items:start; gap:40px; padding-top:24px; font-size:13px; line-height:1.75; color:#c0accd; }
.footer-legal > p { grid-column:1; text-align:left; }
.footer-legal > a { grid-column:2; justify-self:end; }
.footer-legal p { margin:0; }
.footer-legal a { text-decoration:underline; text-underline-offset:3px; }
.footer-credit { margin:20px 0 0; text-align:left; font-size:13px; line-height:1.9; color:#c0accd; }
.footer-credit a { color:#c6b0dc; text-decoration:underline; text-decoration-color:#725287; text-underline-offset:3px; }
.footer-credit a:hover { color:var(--cyan); }
.not-found { min-height:65vh; }
.not-found h1 { margin-bottom:22px; }
.not-found > .text-link { margin-left:30px; }
.motion-control { position:absolute; z-index:5; left:var(--gutter); top:12px; padding:8px 16px; border:0; border-radius:3px; background:var(--cyan); color:var(--purple-deep); transform:translateY(-300px); }
.motion-control:focus { transform:none; }
/* Responsive layouts */
@media (min-width:1600px) { .content-section,.business-statement { padding-block:120px; } }
@media (max-width:1200px) {
 .site-header { gap:22px; }
 .wordmark-frame { width:225px; }
 .desktop-nav { gap:20px; }
 .desktop-nav a { font-size:14px; }
 .header-quote { gap:16px; font-size:13px; }
 .content-section { padding-block:80px; }
 .section-heading { gap:40px; }
 .insurance-card { padding:24px; }
 .insurance-card-copy h3 { font-size:26px; }
 .insurance-featured h3 { font-size:38px; }
 .business-statement,.home-community { gap:48px; }
 .page-hero { gap:40px; }
 .page-hero h1 { font-size:clamp(48px,5vw,68px); }
 .page-hero-image { min-height:440px; }
 .contact-layout { gap:45px; }
 .quote-panel { padding:27px; }
 .footer-grid { gap:30px; grid-template-columns:1.2fr 1.1fr .8fr 1fr; }
 .footer-grid .wordmark-frame { width:210px; }
 .footer-grid .footer-contact > a:first-of-type { font-size:20px; }
 .footer-assurance { grid-template-columns:auto 1fr; }
 .register-link { grid-column:2; }
 .team-card { padding:28px; }
 .team-card-top img { width:112px; height:112px; }
 .trust-strip > div { padding-inline:18px; gap:12px; }
 .trust-strip strong { font-size:14px; }
 .trust-strip p > span { font-size:13px; }
}
@media (max-width:980px) {
 .header-quote { display:none; }
 .site-header { height:92px; }
 .desktop-nav { gap:25px; }
 .desktop-nav a { font-size:15px; }
 .insurance-grid { grid-template-columns:repeat(2,minmax(0,1fr)); }
 .insurance-featured { min-height:370px; }
 .insurance-card { min-height:350px; }
 .section-heading { grid-template-columns:1.2fr 1fr; gap:30px; }
 .section-heading > p,.section-heading > div > p:not(.kicker) { font-size:17px; }
 .trust-strip { gap:10px; }
 .trust-symbol { display:none; }
 .process-grid { gap:24px; }
 .process-grid h3 { font-size:23px; }
 .process-grid p { font-size:16px; }
 .home-community { grid-template-columns:1fr; gap:40px; }
 .community-mini { justify-content:flex-start; gap:70px; }
 .page-hero { gap:32px; }
 .page-hero h1 { font-size:48px; }
 .page-intro { font-size:18px; }
 .page-hero-image { min-height:440px; }
 .page-hero .button { font-size:14px; padding-inline:17px; gap:20px; }
 .cover-points article { padding:24px; }
 .cover-points h3 { font-size:24px; }
 .cover-points p { font-size:16px; }
 .preparation-section,.faq-section { gap:45px; }
 .preparation-list li { font-size:19px; }
 .related-links { grid-template-columns:1fr 1fr; }
 .reach-panel { padding:25px; min-height:370px; }
 .reach-panel > strong { font-size:31px; }
 .reach-caption { font-size:14px; }
 .intro-columns { gap:35px; }
 .intro-columns p { font-size:19px; }
 .team-card-top img { width:95px; height:95px; }
 .experience > strong { font-size:52px; }
 .experience > span { font-size:10px; }
 .team-card h3 { font-size:28px; }
 .team-card p { font-size:16px; }
 .network-section { gap:45px; }
 .network-symbol > span { flex-basis:85px; width:85px; height:85px; font-size:32px; }
 .contact-layout { gap:30px; grid-template-columns:.8fr 1.2fr; }
 .contact-method > strong { font-size:25px; }
 .contact-email strong { font-size:19px; }
 .quote-panel { padding:24px; }
 .quote-panel h2 { font-size:30px; }
 .community-cards { gap:18px; }
 .community-cards article { padding:24px; }
 .community-cards article h3 { font-size:25px; }
 .community-cards article p:last-child { font-size:16px; }
 .contact-cta { gap:45px; }
 .cta-actions > p { font-size:19px; }
 .footer-grid { grid-template-columns:1.3fr 1fr; gap:40px 55px; }
}
@media (min-width:761px) and (max-width:900px) {
 .desktop-nav { display:none; }
 .mobile-menu { display:block; margin-left:auto; }
}
@media (max-width:760px) {
 :root { --gutter:24px; }
 html { scroll-padding-top:104px; }
 body { font-size:17px; }
 h1 { font-size:46px; }
 h2 { font-size:clamp(35px,8.4vw,48px); line-height:1.12; }
 .kicker { font-size:11px; margin-bottom:18px; letter-spacing:.1em; }
 .site-header { height:84px; gap:18px; }
 .site-header .wordmark-frame { width:min(60vw,250px); }
 .desktop-nav,.header-quote { display:none; }
 .mobile-menu { display:block; }
 .content-section { padding-block:64px; }
 .section-heading { grid-template-columns:1fr; gap:23px; margin-bottom:33px; }
 .section-heading > p,.section-heading > div > p:not(.kicker) { font-size:18px; max-width:600px; }
 .button { min-height:56px; font-size:15px; gap:25px; padding:14px 20px; }
 .trust-strip { padding-block:25px; grid-template-columns:1fr; gap:18px; }
 .trust-strip > div { padding:0; border:0; gap:15px; }
 .trust-symbol { display:grid; width:34px; height:34px; flex-basis:34px; font-size:18px; }
 .trust-strip strong { font-size:15px; }
 .trust-strip p > span { font-size:13px; }
 .award-highlight { align-items:flex-start; gap:13px; padding-block:20px; }
 .award-highlight-symbol { width:34px; height:34px; flex-basis:34px; font-size:18px; }
 .award-highlight p { display:grid; gap:3px; }
 .award-highlight strong { font-size:15px; }
 .award-highlight a { align-self:center; }
 .insurance-grid { grid-template-columns:1fr; gap:18px; }
 .insurance-featured { grid-column:auto; }
 .insurance-card,.insurance-featured { min-height:340px; padding:25px; }
 .insurance-card-copy h3,.insurance-featured h3 { font-size:31px; }
 .insurance-card-copy p { font-size:17px; }
 .insurance-card-top { font-size:10px; }
 .insurance-card-copy { margin-top:58px; }
 .business-statement { grid-template-columns:1fr; gap:34px; padding-block:65px; }
 .statement-heading h2 { margin-bottom:26px; }
 .statement-copy .lead-copy { font-size:24px; }
 .director-intro { gap:21px; margin-top:24px; }
 .national-banner { padding-block:70px; }
 .national-banner h2 { font-size:clamp(44px,10vw,65px); }
 .national-banner > img { object-position:65% center; }
 .national-banner::after { background:linear-gradient(90deg,#1c1028ed,#1c102894); }
 .national-banner p:not(.kicker) { font-size:18px; }
 .process-grid { grid-template-columns:1fr; gap:28px; }
 .process-grid article { padding-top:24px; }
 .process-grid h3 { max-width:none; min-height:0; margin:17px 0 12px; font-size:26px; }
 .process-grid p { font-size:18px; }
 .customer-quote { grid-template-columns:1fr; gap:12px; padding-block:55px; }
 .quote-mark { height:48px; font-size:100px; }
 .customer-quote blockquote { font-size:28px; line-height:1.45; }
 .customer-quote > a { grid-column:1; margin-top:15px; }
 .quote-credit { font-size:12px; line-height:1.6; }
 .community-mini { justify-content:space-between; gap:20px; padding-block:30px; }
 .community-mini > img { width:80px; height:80px; }
 .club-lettering strong { font-size:40px; }
 .club-lettering small { font-size:8px; }
 .page-hero { grid-template-columns:1fr; gap:34px; padding-block:30px 45px; }
 .breadcrumbs { margin-bottom:32px; font-size:13px; gap:8px; }
 .page-hero h1,.service-hero h1 { font-size:clamp(40px,10.3vw,66px); }
 .page-intro { font-size:18px; margin-bottom:26px; }
 .page-hero .button { font-size:15px; }
 .page-hero-image { aspect-ratio:1.25; min-height:0; margin:0; border-top-right-radius:58px; }
 .page-hero-image > span { left:23px; right:23px; bottom:23px; font-size:9px; }
 .service-hero .page-hero-image > span { font-size:26px; }
 .page-actions { gap:20px; }
 .cover-points { grid-template-columns:1fr; gap:18px; }
 .cover-points article { padding:27px; }
 .point-number { margin-bottom:22px; }
 .cover-points h3 { font-size:27px; }
 .cover-points p { font-size:18px; }
 .preparation-section,.faq-section { grid-template-columns:1fr; gap:30px; }
 .preparation-list li { font-size:19px; padding-block:23px; }
 .faq-list summary { font-size:19px; }
 .faq-list details p { font-size:17px; }
 .related-section { padding-bottom:60px; }
 .related-links { grid-template-columns:1fr; gap:12px; }
 .related-links a { padding:17px 20px; font-size:17px; }
 .reach-panel { min-height:300px; padding:30px; }
 .reach-panel > strong { font-size:35px; }
 .reach-caption { font-size:16px; }
 .reach-line { height:28px; margin-bottom:22px; }
 .intro-columns { grid-template-columns:1fr; gap:24px; margin-top:28px; }
 .intro-columns p { font-size:19px; }
 .team-grid { grid-template-columns:1fr; gap:22px; }
 .team-card { padding:27px; }
 .team-card-top img { width:112px; height:112px; }
 .team-card-top { margin-bottom:28px; }
 .experience > strong { font-size:57px; }
 .experience > span { font-size:10px; }
 .team-card h3 { font-size:31px; }
 .team-card p { font-size:18px; }
 .team-card .team-role { font-size:14px; }
 .network-section { grid-template-columns:1fr; gap:30px; }
 .network-symbol { min-height:140px; justify-content:flex-start; }
 .network-symbol > span { flex-basis:100px; width:100px; height:100px; }
 .network-section > div > p:not(.kicker) { font-size:19px; }
 .community-hero-art { min-height:0; padding:15px 18px 20px 0; gap:10px; }
 .community-hero-art span { font-size:25px; }
 .community-cards { grid-template-columns:1fr; gap:20px; }
 .community-cards article { padding:30px; }
 .community-logo-wrap,.community-monogram { height:105px; margin-bottom:28px; }
 .community-logo-wrap img { max-height:105px; }
 .community-cards article h3 { font-size:30px; }
 .community-cards article p:last-child { font-size:18px; }
 .community-statement { padding-block:65px; }
 .community-statement > p:not(.kicker) { font-size:19px; }
 .contact-hero-symbol { display:none; }
 .contact-layout { grid-template-columns:1fr; gap:45px; }
 .contact-method > strong { font-size:30px; }
 .contact-email strong { font-size:25px; }
 .quote-panel { padding:25px 18px 22px; }
 .quote-panel h2 { font-size:32px; }
 .quote-panel > p { font-size:16px; }
 .quote-fields-grid { grid-template-columns:1fr; }
 .quote-field-wide { grid-column:auto; }
 .quote-form-footer { align-items:stretch; flex-direction:column; gap:10px; }
 .contact-cta { grid-template-columns:1fr; gap:28px; padding-block:65px; }
 .contact-cta h2 { font-size:clamp(46px,10.8vw,70px); }
 .cta-actions > p { font-size:19px; }
 .site-footer { padding-top:50px; }
 .footer-grid { grid-template-columns:1fr 1fr; gap:40px 25px; padding-bottom:40px; }
 .footer-brand,.footer-contact { grid-column:1 / -1; }
 .footer-grid .wordmark-frame { width:260px; }
 .footer-brand > p { font-size:18px; }
 .footer-grid h2 { font-size:11px; margin-top:0; }
 .footer-grid > div:not(:first-child) > a { font-size:15px; }
 .footer-grid .footer-contact > a:first-of-type { font-size:26px; }
 .footer-contact p { font-size:14px; }
 .footer-assurance { gap:15px; align-items:start; padding-block:25px; }
 .footer-assurance p { font-size:14px; }
 .register-link { font-size:14px; }
 .footer-legal { grid-template-columns:1fr; gap:18px; font-size:13px; }
 .footer-legal > p,.footer-legal > a { grid-column:auto; justify-self:start; }
 .not-found > .text-link { display:flex; margin:25px 0 0; }
}
@media (max-width:374px) {
 :root { --gutter:20px; }
 .page-hero h1,.service-hero h1 { font-size:38px; }
 h2 { font-size:34px; }
 .team-card { padding:23px; }
 .team-card-top img { width:94px; height:94px; }
 .experience > strong { font-size:48px; }
 .experience > span { font-size:9px; }
 .contact-email strong { font-size:22px; }
 .quote-panel h2 { font-size:28px; }
 .community-mini { gap:16px; }
 .community-mini > img { width:70px; height:70px; }
 .footer-grid { gap:35px 20px; }
 .footer-grid > div:not(:first-child) > a { font-size:14px; }
}
@media (max-width:600px) {
 .award-highlight { display:grid; grid-template-columns:34px minmax(0,1fr); row-gap:7px; }
 .award-highlight p,.award-highlight a { grid-column:2; }
 .award-highlight a { justify-self:start; margin:0; }
 .network-award { padding:22px; }
}
/* Prepare off-screen content before it enters view, then ease it in once. */
@keyframes process-trace { from { transform:scaleX(0); } to { transform:scaleX(1); } }
@media (prefers-reduced-motion:no-preference) {
 .reveal-pending { opacity:0; transform:translate3d(0,18px,0); }
 .reveal-enter { opacity:1; transform:translate3d(0,0,0); transition:opacity .8s ease-out,transform .8s var(--ease); transition-delay:var(--reveal-delay,0ms); }
 .process-grid article.reveal-enter::before { animation:process-trace .8s var(--ease) var(--reveal-delay,0ms) both; }
}
@media (max-width:760px) { .process-grid::before { display:none; } }
@media (prefers-reduced-motion:reduce) {
 html { scroll-behavior:auto; }
 *,*::before,*::after { animation:none !important; transition:none !important; }
}